Loans
高爆率龙虎斗 participates in the U.S. Department of Education's Federal Direct Loan Program, which offers loans with low interest rates and long repayment terms. Review 高爆率龙虎斗's loan policies and procedures for detailed information.
Loans
Information 高爆率龙虎斗 Federal Direct Loans
Eligibility Requirements
- Borrowers must be enrolled in and attending at least 6 eligible credits at the time the loan is accepted in SIS and disbursed.
Required Steps
- Complete both the and if these have not been completed previously for 高爆率龙虎斗 or if they have expired.
- Borrowers must fulfill these requirements before ceasing enrollment in at least 6 eligible credits for the term they wish to borrow.
- 高爆率龙虎斗 does not process paper Master Promissory Notes for Federal Direct Loans; these must be completed online.
Annual Student Loan Acknowledgment (ASLA)
- Borrowers are encouraged to complete an each academic year they borrow a Federal Direct Subsidized or Unsubsidized Loan.
- This acknowledgment provides borrowers with an overview of their current federal student loan debt.
Loan Tutorial
- Detailed instructions for accepting loans, completing Entrance Counseling, and submitting the Master Promissory Note are available in the loan tutorial.
Student loans are an obligation that borrowers must repay. Only borrow what you need and what you can afford to repay based on your career! There are serious consequences for failing to repay student loans, such as wage garnishment, withholding of tax refunds, collection fees, denial of financial aid, and damage to your credit history.
Helpful Resources for Student Borrowers
Requesting a Federal Direct PLUS Loan
To request a Federal Direct PLUS Loan, parents must sign in with their own credentials on the and complete the following steps:
- Submit the .
- Complete the .
Additional Recommendations for Parent Borrowers
- Parent borrowers are encouraged to complete an each academic year they borrow a Federal Direct PLUS Loan. This acknowledgment provides a summary of current federal student loan debt and helps borrowers make informed decisions.
- When completing the School and Loan Information section of the application, ensure you select 高爆率龙虎斗 ONLY.
Important Notes
Credit File Security Freeze: If you have a security freeze on your credit file, you must lift or remove it at each credit bureau before proceeding with the application. Your application cannot be processed with an active security freeze.
Helpful Resources for Parent Borrowers
- (FSA ID Required)
- Handle Federal Direct Loan Deferments
Federal Student Loan Repayment
Most federal student loan repayment begins after the borrower stops attending college or drops below 6 credits of enrollment. Repayment starts once the loan is fully disbursed.
Contact Your Loan Servicer
If you are having trouble making loan payments, contact your . You may qualify for:
- , which allows you to temporarily postpone payments.
- , which temporarily reduces or suspends payments.
- A to adjust your payment terms.
Your loan servicer can also assist with:
- .
- to combine multiple federal loans.
- to fit your financial situation.
Access Your Loan Information
Log in to the to review your loan history and find contact information for your loan servicer. If you need help identifying your loan servicer, call 1-800-4-FED-AID.
Plan Your Loan Repayment
Start planning to repay your student loans with .
According to data from the Department of Education, the official default rates for the past three years are:
| Cohort Fiscal Year | Official Default Rate (%) |
|---|---|
| 2022 | 0 |
| 2021 | 0 |
| 2020 | 0 |
You're not alone when it comes to student loans. 高爆率龙虎斗 has partnered with , a nonprofit division of the National Student Loan Program (NSLP), to offer free assistance with your federal student loan obligations, ensuring a successful and comfortable loan repayment.
How Inceptia Assists You:
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Proactive Support: If your loans become , Inceptia's friendly customer representatives may reach out to discuss your situation and explore solutions. Please note, Inceptia is not a collection agency; they are here to help you navigate repayment options.
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Customized Repayment Strategies: Inceptia can help you explore various possibilities, including alternative repayment plans, deferment, consolidation, discharge, forgiveness, and forbearance options.
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Ongoing Communication: Expect support through phone calls, letters, and emails to address your questions and concerns.
Additional Resources:
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Repayment Options Overview: For comprehensive information on repayment plans and strategies, visit Inceptia's .
Direct Assistance: If you have past-due federal student loans, contact Inceptia's trained counselors at 855.471.1615 for free assistance.